Accelerate your access to capital.

Bankable is an "all-in-one" cloud-based SaaS solution that automates the credit building process for aspiring entrepreneurs and small businesses.

Learn More

Small business facts

50%

5-year failure rate

82%

Lack adequate cash flow

38%

Loan approvals

53%

Minority firms declined

Is your business Bankable?

Becoming Bankable is having your business stand on it's own for financing without solely relying on the personal credit of owners. Lenders calculate your risk of default when making a credit decision. Becoming Bankable ensures you're seen as low risk.

How it works

Get pre-qualified

The free business assessment shows you what you pre-qualify for now and which lenders best match your funding needs. 

Become Bankable

Our technology details the key steps you must take to build strong business credit separate from your personal credit. 

Access to capital

As your business credit profile improves, you'll qualify for lower cost financing from thousands of credit lenders and banks.

Book a FREE strategy call today!

Let's Talk

New Paragraph

Get access to capital markets

SBA Loans

SBA guarantees a portion of loans made to small businesses by participating banks.

Revenue Based Loans

Access up to $1M in revolving credit based on the gross annual revenue of your business.

Credit Union Funding

Unsecured signature loans from $10,000 to $75,000 with fixed rate terms.

Unsecured Lines of Credit

Up to $250,000 with no collateral and 0% interest for 12-24 months.

Vendor Credit

3,000+ vendors who extend credit lines to your business on net terms.

Commercial Financing

Over 4,000 lenders that finance equipment, real estate, and more.

From the Co-Founder

"We understand the challenges entrepreneurs face in this competitive market because we've been were most are today. As a result of our ability to obtain large lines of credit, we've scaled our business from $0 to over $78M in revenue.


There are proven credit building strategies that all successful entrepreneurs and investors use to raise capital for their business. Our goal is to share the knowledge and insights we've gained over the past decade to help you grow.


We are creating an advantage for modern-day small businesses. Seize your opportunity now!"


- Tim T. Mercer, Co-Founder

Get on the success path.

Did you know that 50% of businesses fail within 5 years leading to possible loss of savings, credit, assets, and relationships.


And here's another eye-opener: 90% of business owners have created a low-paying, demanding job for themselves. When they quit, their business ends up being worth nothing.


But don't worry! Building strong business credit can open up financing opportunities and boost profitability, putting your business on the path to success.

quotesArtboard 1 copy 2

After only a few months, I was able to secure over 6 figures in business funding with no personal collateral needed. The service and support exceeded my expectations.

Karen Swain

Excelous, LLC

Platform features

Pre-Qualified Loans

10 primary small business loan programs that have the highest percentage of funding.

Lender Compliance

Set of compliance items auto verified by the lender’s computer system during the loan approval process.

Reporting Tradelines

3,000+ vendor and credit accounts with NET payment terms that consistently report your payment history.

Business Credit Scores

Monitor your business credit scores from all 3 major business credit reporting agencies.

Owner Earnings

Keep track of the value of your business based on earnings and compensation of the owners.

Digital Footprint

Stay updated on your SEO, local search rankings, social media engagement, and online reviews.

e-Learning Library

Full library of videos, tutorials, and virtual training on the most proven credit building strategies.

Live Coaching

12-months of one-on-one consulting with expert advisors who will help you reach your desired funding goals. 

Book a FREE strategy call today!

Let's Talk

New Paragraph

Frequently asked questions

  • How do I get started?

    Book a FREE strategy call with one of our credit advisors to see which loans you pre-qualify for today. You'll also find out what steps you need to take to build a Bankable business.

  • How long will it take to build business credit?

    That all depends on you. If you are focused on completing the required steps, you could see positive results in a matter of weeks. If you are slow to take the required steps, then this process will take longer. The ideal timeframe to start getting reporting trade lines is within the first month and strong business credit scores within three months.

  • Will I ever be “done” building credit?

    Just like your personal score, a business credit score is never done. These scores are fluid and do change. You will always want to pay attention to and strengthen your business scores. The good news is our system will help you keep track of your scores and manage the items that will keep your business Bankable.

  • What level of support do you provide?

    We have AI powered virtual coaches throughout our entire platform to give you direction and guidance. You can also chose to have "live coaching" from one of our our qualified expert credit consultants. If you ever get stuck in the platform, open a help desk ticket with your questions and we will get you the answers you need.

  • When can I start getting funding?

    We have funding sources that you may pre-qualify for immediately. As you take the necessary steps to improve your business credit profile, you can qualify for larger amounts of funding for your business. When you become Bankable, we have over 3000 lenders and vendors who will extend your busienss credit without you having to personally guarantee the loan.

  • Can I build a credit score for more than one business?

    Absolutely! Each company you set up can have its own credit score. However, our platform is only designed to input information for one business at a time. If you would like to send multiple companies through the process all at once, let us know and we can talk about options for opening up multiple accounts for you.

  • Can you help set up a new business?

    Yes we can help with the setup your new business and we can also provide on-going support in the areas of bookkeeping, financial modeling, sales automation, and tax strategies.

  • Where can I find my business credit score?

    Inside our platform you are already shown how many reporting business credit trade lines your business has and are provided with easy links to access your full business credit reports and scores.

  • How important is it to complete all steps?

    Lenders need to “check all the boxes” when considering approving you for funding. If you skip a step and fail to meet even one requirement, you may be turned down. We recommend completing ALL steps.

  • What if my personal credit score is bad?

    If you have limited or no business credit, your personal credit is used as a co-signer for your business. Having good personal credit will help you get immediate access to funding while your business credit is evolving. Keep in mind, the goal is to build strong business credit that can stand on its own without you personally.

Share by: